Why Hospitality Businesses
Should Finance Equipment:
5 Smart Reasons

Running a hospitality business means juggling quality, service,
and efficiency — all while keeping costs under control.

Whether you’re setting up a new venue or simply upgrading or expanding your current kitchen, the right equipment makes a big difference.

Buying kitchen equipment outright can put serious pressure on your cash flow.

That’s where equipment finance can help.

Here’s why more hospitality owners are choosing to finance rather than buy outright:

1. Keep Cash Flow Flowing

In hospitality, cash flow is everything.

Financing your equipment—like ovens, fridges, coffee machines, or POS systems - means you avoid large upfront costs and spread payments over time.

That keeps your cash available for staffing, supplies, marketing, or day-to-day operations.

2. Access Top Tier Equipment Sooner

High-quality equipment doesn’t just look good - it works better, lasts longer, and can improve service speed and food quality.

It can also cut down on wages costs by creating efficiencies in the kitchen.

Financing helps you afford the best tools for the job without delay.

3. Tailored Repayments That Work With Your Business

Do you want a short term to minimise interest outlay or do you want longer terms to reduce the monthly commitment amount?

The choice is yours.

1 - 5 year terms available.

4. Possible Tax Benefits

In many cases, financed equipment can be written off or depreciated.

Under 20k per item - instant asset tax write off

Over 20k per item - depreciated

Interest may be 100% tax-deductible.

You may be able to claim the GST on the purchase.

(Check with your accountant for what applies to you)

5. Stay Current and Competitive

Hospitality trends and technology move fast.

Financing lets you upgrade your equipment more easily - so you’re not stuck with outdated or inefficient gear that slows you down or affects quality.

Keep up with customer expectations without overcommitting capital.

Why rent when you can OWN?

Want to know at the end of the term - there is no more to pay?
We want that for you too!

Own the equipment from day 1 to take advantage of the tax benefits as you would if you purchased outright.

At the end of the term you choose, there is absolutely nothing left to pay.

Streamlined
approval
process

Our No Financials Required loans offer a simplified approval process.

Financial documentation is usually unnecessary; instead, the focus is on the duration of your ABN and GST registration.

This speeds up the application process, which is especially beneficial to established businesses.

If you are opening a new business - we can cater to this by using an existing business to guarantee.

Unbeatable
Interest Rates

Hurley Asset Finance's primary commitment is to provide
market-leading interest rates.

We care about your rates as better rates = more profit for you.

We prioritize long-term relationships, ensuring that we always do the right thing for you and cultivating a trust that will keep you coming back.

Simplifying Equipment
Ownership

Enjoy the convenience of financing with lenders that require no deposit for property owners.

For those without property ownership, a 20% deposit may apply (we have options to avoid this if required).


Secure your equipment without hassle and begin your stress-free ownership journey with us.

Early Payouts

When you payout a Chattel Mortgage early, the lender will give you a discount on the remaining interest.

This helps so you aren’t paying the full amount of interest originally agreed on.

Quick Approvals:

Generally an approval will be obtained in 24-48 hours.

Our simplified procedure is designed for your convenience, giving you quick access to the funds you require.

Want to know more?